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Nivish AssociatesInsurance Advisor · Jaipur

Certified Insurance Advisor · 11+ years' experience

Insurance advice you can actually trust.

Insurance across India — chosen for your needs, explained in plain language, and backed by real help at claim time.

Honest, no-pressure advicePrivate & government insurers
VehicleHealthTermLifeFamilyNon-Motor
Vishnu Khandelwal, Insurance Advisor & Founder, Nivish Associates

Meet Your Advisor

Vishnu Khandelwal

Insurance Advisor & Founder, Nivish Associates

I spent 11+ years at Shriram General Insurance Company Limited, most recently as Deputy Manager in the Internal Audit department — the team that scrutinizes how policies are sold and how claims are settled.

That gave me a rare, inside view of what separates a policy that pays from one that disappoints. I started Nivish Associates in Pratap Nagar, Jaipur to put that experience on your side: honest advice, the right cover, and someone who picks up the phone at claim time.

  • 11+ years in general insurance
  • Ex-Deputy Manager, Internal Audit — Shriram General Insurance
  • Based in Pratap Nagar, Jaipur
  • Deals in both private and government insurers

Our partners

We deal with India's leading insurers

Private and government companies alike — so you get a genuine choice, not a single brand pushed on you.

Private Insurers

Acko General InsuranceBajaj Allianz General InsuranceBharti AXA General InsuranceCholamandalam MS General InsuranceEdelweiss General InsuranceFuture Generali India InsuranceGo Digit General InsuranceHDFC ERGO General InsuranceICICI Lombard General InsuranceIFFCO-Tokio General InsuranceKotak Mahindra General InsuranceLiberty General InsuranceMagma HDI General InsuranceNavi General InsuranceRaheja QBE General InsuranceReliance General InsuranceRoyal Sundaram General InsuranceSBI General InsuranceShriram General InsuranceTata AIG General InsuranceUniversal Sompo General InsuranceStar Health & Allied InsuranceCare Health Insurance

Government Insurers

The New India Assurance Co. Ltd.National Insurance Co. Ltd.The Oriental Insurance Co. Ltd.United India Insurance Co. Ltd.General Insurance Corporation of India (GIC Re)Agriculture Insurance Company of India Ltd.

Why Nivish Associates

The difference is who's on your side

An auditor's eye

11+ years inside a general insurer's internal audit team — I know which policies pay and which disappoint.

Unbiased advice

I compare private and government insurers and recommend what fits you, never what pays me most.

Real claim support

When you need to claim, I personally help with documents and follow-up until it's settled.

Reachable anywhere

Based in Pratap Nagar, Jaipur and serving clients across India — reach me on WhatsApp or call, and get answers the same day.

How it works

Getting insured, made simple

No forms to decode, no jargon, no pressure — just four clear steps.

01

Tell me your need

Message on WhatsApp or call. Share who or what you want to insure — that's it.

02

Get honest options

I compare plans across insurers and send you 2–3 clear choices with the trade-offs explained.

03

Buy with confidence

Pick the plan that fits. I make sure the paperwork is filled correctly so claims aren't questioned.

04

Claim with support

If you ever need to claim, I'm the one who helps you through it — start to settlement.

Client stories

Trusted by families across Jaipur

Real experiences from clients in Pratap Nagar, Sanganer and beyond.

Vishnu ji explained health insurance without any sales pressure and picked a family plan that actually fit us. He personally helped when we made a claim.

Rohit Agarwal

Pratap Nagar, Jaipur · Family Health Insurance

Got my parents' senior citizen health cover sorted after two other agents said it wasn't possible. Very patient and honest.

Sunita Sharma

Sanganer, Jaipur · Senior Citizen Health

Quick car insurance renewal on WhatsApp and he added zero-depreciation which I didn't know I qualified for. Saved me at claim time.

Amit Verma

Malviya Nagar, Jaipur · Car Insurance

Bought term insurance for the first time. He calculated exactly how much cover I needed and made sure my form was filled correctly.

Priya Meena

Jagatpura, Jaipur · Term Insurance

Areas we serve

Serving clients across India

Based in Pratap Nagar, Jaipur and helping clients across the city and beyond — policies and claim support can be handled remotely, wherever you are in India.

Pratap Nagar, JaipurSanganer, JaipurJagatpura, JaipurMalviya Nagar, JaipurTonk Road, JaipurSitapura, JaipurAirport Road, JaipurGopalpura, Jaipur& across India

Good to know

Questions people ask us

Not sure what cover you need?

That's exactly what I'm here for. Send a message and get honest, no-pressure advice — free.

Website designed & developed by Shubh Web Studio

+91 9462703558mkhandelwal@gmail.com