About Us
An insurance advisor who's seen it from the inside
Nivish Associates was founded to put over a decade of insurance experience on your side — honest advice, the right cover, and real help when you claim.

Meet Your Advisor
Vishnu Khandelwal
Insurance Advisor & Founder, Nivish Associates
I spent 11+ years at Shriram General Insurance Company Limited, most recently as Deputy Manager in the Internal Audit department — the team that scrutinizes how policies are sold and how claims are settled.
That gave me a rare, inside view of what separates a policy that pays from one that disappoints. I started Nivish Associates in Pratap Nagar, Jaipur to put that experience on your side: honest advice, the right cover, and someone who picks up the phone at claim time.
- 11+ years in general insurance
- Ex-Deputy Manager, Internal Audit — Shriram General Insurance
- Based in Pratap Nagar, Jaipur
- Deals in both private and government insurers
Why Nivish Associates
The difference is who's on your side
An auditor's eye
11+ years inside a general insurer's internal audit team — I know which policies pay and which disappoint.
Unbiased advice
I compare private and government insurers and recommend what fits you, never what pays me most.
Real claim support
When you need to claim, I personally help with documents and follow-up until it's settled.
Reachable anywhere
Based in Pratap Nagar, Jaipur and serving clients across India — reach me on WhatsApp or call, and get answers the same day.
Not sure what cover you need?
That's exactly what I'm here for. Send a message and get honest, no-pressure advice — free.